As a responsible driver, homeowner and maybe a boat owner, you’ve done the responsible thing and taken out appropriate insurance policies to protect yourself and your family. Maybe you’re even insured with maximum coverages. You feel ready for anything.
But are you, really?
As unpleasant as it is to think about, the simple truth is that standard coverages might not be enough to protect you and your family against a large liability claim. A single event could, possibly, exhaust the payouts of standard policies—especially if you were sued and judged legally liable for someone else’s losses. What happens then?
You pay the rest. Don’t put your family or yourself in that situation, get high quality personal umbrella insurance in Lubbock, TX and surrounding communities (Abernathy, Plainview, Levelland, Hereford, Brownfield, Lamesa, etc.) from Clark Riley Insurance.
You can prevent payout shortfalls with personal umbrella insurance from Clark Riley Insurance. Umbrella insurance in Lubbock, TX starts paying once standard policies reach their liability limits. Umbrella policies offer multiple supplemental coverages, including some that might be excluded from standard insurance.
If a guest in your home suffered an injury and sued for damages, a legal award could easily exceed the coverages provided by standard homeowners insurance. The same goes for standard car insurance if another driver, other passengers, or even your own passengers were injured in a wreck wherein you were driving. The same holds true for watercraft insurance, too.
Personal umbrella insurance can serve as a supplement to all of these:
At Clark Riley Insurance, experience has taught us that a personal umbrella policy is the closest one can come in the world of insurance to being truly ready for anything. Nothing quite compares to the peace of mind that comes through that extra layer of protection.
Got questions about personal umbrella insurance? At Clark Riley Insurance, we’ve got the answers you need to make informed coverage decisions! If you’re ready to see how much you could save on personal umbrella insurance, call Clark Riley today at (806) 298-2591 or visit our contact page for more information!
