Clark Riley Insurance: The Better Name for Texas Inland Marine

Inland Marine Insurance:Covering Specialized Property

Basic commercial policies exclude or limit coverage for the damage of business-related tools, equipment, or property. Such exceptions are, in fact, fairly standard in the insurance industry. If your business owns equipment that requires regular use, this lack of coverage can pose a significant peril to your assets. As the business owner, it’s your responsibility to make sure any coverage gaps are sealed.

Generally, property covered under this type of policy has a much broader range of protection compared to standard property coverage.

Seal the Gaps with Inland Marine Insurance from Clark Riley Insurance

You can fill these shortfalls with an inland marine insurance policy from Clark Riley Insurance Agency.

Inland marine policies supplement basic insurance coverage, providing you, the business owner, with enhanced confidence to run your business without worry of whether you’re properly insured for the stuff you’re hauling in the course of doing business.

What Does Inland Marine Insurance Cover?

Inland marine insurance can be purchased for a wide array of equipment types and coverage scenarios:

  • Machinery (sprayers, tractors, cotton strippers, etc.) and tools used by contractors and specialized craftsmen—physical damage to equipment
  • Coverage of goods, equipment, etc., that your business sends or receives through common carriers
  • Commercial applicators
    • Commercial applicators operate a business or are employed by a business that applies restricted-use or state-limited-use pesticides to the property of another person for hire or compensation
    • Non-Commercial applicators are required to be licensed but does not qualify as a commercial applicator

For a Free Quote on Inland Marine Insurance, Contact Clark Riley Insurance

There are varieties of Inland Marine policies available in Lubbock, Texas, but it’s imperative you discuss the exposures unique to your business with one of our agents.

If you’re ready to see how much you can save on Inland Marine Insurance for your business, call Clark Riley Insurance  today at (806) 298-2591. For more information visit our contact page.